Wednesday, January 28, 2009

ACTS OF GOD

Saturday morning, I sat working at my computer when I felt a tiny vibration. Earthquake. I stopped and waited. A few seconds later came the jolt, followed by a couple smaller shakes. I got up, went into the hall, poised for running outside if a bigger rumble followed.

Positioned on the Pacific Rim, Alaska's volatile when it comes to seismic activity. Saturday's shaker was a 5.7, epicentered in Cook Inlet, closer to Homer than Anchorage. No damage reported.

Should you buy earthquake insurance if you live in Alaska? It's certainly something to look into. But check the fine print. Earthquake policies are often written with high deductibles and payout limits that make them not such a great deal.

Unrelated to Saturday's quake, Mount Redoubt started rumbling over the weekend. Scientists says there's a 50 to 70 percent chance it will erupt. Alaskan volcanoes typically blow with more ash than lava, spewing fine particles of dust and glass into the air. Breathing is not a good idea, but other than engines, we don't have to worry about property damage.

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